How to pay for therapy in Kansas City.

Using insurance

Start by checking whether a therapist is in network with your plan. Your insurance card or member website lists a behavioral health number you can call to confirm coverage, copays and whether you need a referral.

In the directory, choose your plan under Insurance in the filters to see clinicians who list it. Always confirm with the clinician, since networks change.

Medicaid

18 clinicians in the directory list Medicaid. See them all on the Medicaid page, and ask each one whether they accept your specific Missouri or Kansas plan.

Sliding-scale fees

A sliding scale means the fee is based on what you can afford. 69 clinicians in the directory list a sliding scale or reduced-fee option. See the sliding-scale list.

It’s okay to ask about cost in your first conversation. Therapists expect the question.

Self-pay and out-of-network

Some therapists don’t take insurance. You pay them directly, and some can give you a superbill, a receipt you can send to your insurer for possible out-of-network reimbursement. Ask your plan what it covers.

Employee Assistance Programs (EAPs)

Many employers offer an EAP with a few free counseling sessions. Check with your HR department or benefits website.

Interns and clinicians in training

Counselors in training see clients under supervision and often offer lower fees. Look for Intern, CIT, PLPC or S-MFT in the directory.

This guide is general information, not medical or legal advice. If you are in crisis, call or text 988.